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Ah, the age-old question that plagues many a Londoner: should you buy a flat or stick to renting? It’s a question that’s as complex as the city’s sprawling Tube map. But don’t worry, we’re here to help you navigate this intricate landscape of London’s real estate market.

Firstly, let’s talk about buying. Owning a flat in London is often seen as a rite of passage. It’s not just about having a roof over your head; it’s about making a long-term investment. New build houses in London, especially in emerging areas like East London, offer modern amenities and can be a good bang for your buck. But let’s not sugarcoat it; buying property in London is a significant financial commitment. From the down payment to mortgage rates and maintenance costs, the expenses can quickly add up.

On the flip side, renting offers flexibility. You’re not tied down to a mortgage, and you have the freedom to move as your life circumstances change. But here’s the kicker: you’re not building any equity. Your monthly rent goes straight into the landlord’s pocket, not towards an investment that could potentially be appreciated over time.

Crunching the Numbers: Financial Implications

Let’s get down to the nitty-gritty: the financial aspect. Buying apartments in London, especially in emerging areas like new homes in East London, can offer stable returns in the long run. The city’s property market has shown consistent growth, making it a relatively safe bet for investments. But remember, the initial costs are high, and you’ll need to have a robust financial plan in place.

Renting, on the other hand, is less of a financial burden upfront. There’s no hefty down payment, and maintenance costs are usually covered by the landlord. But consider this: London’s rent isn’t exactly cheap. In some cases, monthly rent can be as high as mortgage payments, especially in prime locations. So, while you may not be making a long-term investment, you’re still parting with a significant chunk of change every month.

Making an Informed Decision: What Suits Your Lifestyle?

So, what’s the final verdict? Well, it ultimately boils down to your lifestyle and financial goals. Here’s a quick checklist to guide your decision:

• Assess your financial stability and long-term goals.
• Consider the flexibility you need in terms of location and lifestyle.
• Consult with real estate professionals for market trends.
• Weigh the pros and cons of both buying and renting.

Buying a flat in London is a monumental decision, both financially and emotionally. It offers the stability of a long-term investment but comes with the responsibility of homeownership. Renting, while more flexible, doesn’t offer the same financial benefits in the long run.

You are looking for a long-term investment, or do you value the flexibility that renting offers? Each option has its merits and drawbacks, and the right choice varies from person to person. It’s not a one-size-fits-all answer, but with careful consideration and planning, you can make the decision that’s right for you. After all, whether you’re buying or renting, the goal is the same: to find a place you can call home.

Fear is a special emotional state. Unlike other emotions, fear mobilizes a person or an animal to any object or subject of the surrounding world, which may pose an imaginary or real danger.

Symptoms of lissophobia

The obsessive fear of getting sick with a mental disorder is manifested by an influx of anxious experiences and representations with the content of pictures of «insane behavior», uncontrolled actions and similar phenomena. People with misophobia can read a lot about the symptoms of mental illness, «find them at home.» As with other phobias, the phenomenon of «avoiding» places or situations that are potentially dangerous (for example, a crowd of people) can develop. It is characteristic of constant «listening» to yourself, to your feelings and thoughts.

Vegetative symptoms can be in the form of palpitations, a feeling of lack of air, trembling, waves of cold or heat through the body, unpleasant sensations in the chest, abdomen and other parts of the body.

Causes of occurrence

From the point of view of a psychologist, the causes of any obsessive fears, including lissophobia, are the characteristics of our personality:

• Temperament: temperaments such as choleric, melancholic are more prone to the occurrence of fears,
• Developed imagination,
• High level of anxiety,
• The need to «keep everything under control».

In addition to personal characteristics, social factors play an important role in the formation of lissophobia.

Other causes of lissophobia:

• the usual loud stimuli emanating from the environment (sound, signal, shock),
• the presence of something threatening or the absence of something that provides security,
• mental disorders and behavioral disorders (endogenous diseases, personality disorders, neuroses, organic mental illnesses),
• inheritance.

People susceptible to the occurrence of the disease

About 20% of people are potentially predisposed to the development of obsessive fears.

All events that occur in a person in his daily life, his internal component (tension, the presence of somatic symptoms, increased anxiety, temporary exhaustion of cognitive functions during a difficult period of life, the presence of panic attacks and simply overwork of the body, lack of any resources) can be interpreted by a person as «dangerous phenomena» and contribute to the development of his obsessive fears (phobias)

How to treat lissophobia

Like any obsessive fears, lissophobia needs to be treated. If it is caused by personal characteristics, then — with the help of psychologists and psychotherapists. Psychotherapy of a competent specialist will help to deactualize

Fears, restore a critical attitude to anxious experiences, return to normal life and forget about the fear of going crazy.

If the power of fear has a high intensity that prevents you from living normally, then psychiatrists are involved in therapy to help a person with medications, physiotherapy, diet, exercise therapy and other methods.

There are a large number of very different techniques to reduce fear and anxiety. But there is no most effective one, since in each case of obsessive fear, the psychotherapist individually selects his «individual key» to solving the problem of getting rid of the phobia.

Nowadays, private jets have become an integral part of luxury and prestige. They offer the opportunity to travel in comfort and with style, without queues, delays and inconveniences of public aviation. And one of the most popular destinations for private jet flights is Sicily – a sunny island in the Mediterranean Sea, which is famous for its beautiful nature, rich cultural heritage and exquisite gastronomic traditions.
Private jet Sicily offers the opportunity to avoid transfers and many hours of waiting at the airport. You can choose a suitable departure and arrival time, as well as a comfortable aircraft that best meets your requirements.

Advantages of flying on a private jet

The main difference between flying on a private jet and first class lies in the fact that the first option is focused exclusively on you, while charters are more profitable for airlines. They adhere to the schedule, strive to fill the plane to the maximum and impose certain restrictions. Ordering a private jet allows you to fly in the direction you need, at the time and in the environment that will be comfortable for you. In addition, such flights have many advantages. 

• The problem of regular flights is a high, but insufficient level of security and confidentiality. In the case of choosing a reliable company as an air carrier, the client receives the maximum level of security. This applies not only to the strict protection of the perimeter and the aircraft itself and the exclusion of persons dangerous to the client on the flight, but also the absence of risk of infections.
• Flights around the world, which means flights are not meant for several countries in Europe, America and Asia, but really for any state and any island where there is an operating airfield.
• Efficiency and accessibility: regular airlines are often behindhand in the level of service when you have to sit in a not particularly pleasant waiting room, pass control with the rest of the passengers and waste time. By choosing a private operator in civil aviation, the client receives a quick passage of all procedures, such as check-in, etc.
• First class flights imply decent dishes from the basic menu. Using a private plane, you can order what you like. It can be Lo mein Chinese noodles from your favourite restaurant, a glass of exclusive champagne, Gongbao chicken. In other words, the menu fully takes into account the individual wishes of the guests on board. It is enough to discuss this with the managers in advance.
• Ability to use the plane as a taxi: there is also such an opportunity, and it is quite cheap, especially abroad, where countries, for example, are located on several islands. In this case, the airline company provides small-sized light jet and screw airplanes. It should be noted that the prices for air taxis are lower than the cost of renting a large private plane, which allows you to travel between cities in maximum comfort without serious costs.

The reasons listed above are only a small part of the advantages of a private jet. When traveling with business partners or friends, as well as in a limited time mode, ordering a business jet will be the most profitable solution. 

Source: private jet hire cost UK

Do you want to replace the bed in the bedroom with a sofa? Then it will be useful for you to know how to choose the right sofa bed in Dubai. We figure out how to find the best sofa for daily sleep in the bedroom, what to consider when choosing.

Is it possible to replace a full bed with a sofa?

When the size and layout of the bedroom allow, preference should be given to beds:

• a single design forms an integral sleeping place, which is better for the health of the spine (as somnologists and neurologists think)
• the furniture remains in the unfolded position (no daily folding and unfolding – less load on the mechanisms, longer service life)
• it is more convenient to use a mattress, it does not need to be constantly put in the evening and removed in the morning.

But this does not mean that the sofa is not suitable for daily sleep. If there is not enough space in the room, the sofa may well be a more adequate and correct solution. With the right choice, it will perfectly cope with the functions of a good bed.

What to consider when choosing a sofa for daily sleep?

To begin with, let’s figure out how a regular sofa for a kitchen or living room differs from a sofa on which you can sleep. What qualities should a good sleeper sofa have?

• The rigidity, shape and size of the furniture should meet the needs of the one who sleeps on it.
• The load is higher and more frequent, which means that the elements must be durable. This applies to the frame, upholstery, folding mechanism.
• Easy to use. A sleep sofa for every day should easily transform into a bed. It’s good if both a woman, a child, and a pensioner can handle it.
• If there is not enough space for a bed in the room, most likely, it is also not enough for bedside tables, chests of drawers, wardrobes. Why not upholstered furniture also take over the functions of the storage system? Modern sofas for bedrooms, by the way, have not only built-in drawers for linen, but also many other useful options.

The berth in the unfolded state of the single sofa must be at least 1.2 m wide and 2 m long. For double options, the minimum width is 1.6 m. It is also worth paying attention to the maximum load. If two people sleep on the sofa, the maximum weight load should be 120–200 kg, no less.

Design is also important, but it is not the primary characteristic. The priority is comfort and reliability.

Before buying, it is important to test the furniture: sit, lie down, try to get up and sit down exactly the way you used to sit on the couch at home. Knowing the basic characteristics of furniture, you can easily decide which sofa for daily sleep is better to choose in a particular bedroom.

Dubai, one of the most famous cities in the UAE, continues its rapid growth as one of the world’s leading centers of business and tourism. After many years of development of the city, the emirate is ready to offer new developments in Dubai.

There are at least five reasons for the profitability of investments in Arab real estate:

• Economic stability of the country.
• High quality of life.
• Affordable prices for real estate in the residential complex with the highest yield.
• Absence of taxes on property in the property and on the profit from renting it out.
• The possibility of obtaining a residence permit for investing in real estate in a residential complex in Dubai.

To be able to stay permanently in the country, it is enough just to own a house in the property. There are proposals for obtaining a temporary business visa when buying a home in a number of residential estates. Investors in profitable real estate note its liquidity as an advantage. If there is a desire to sell an apartment, there will be no problems with this.

Real estate in the residential estate at the price of the developer

According to analytical agencies, the yield on real estate in the residential estates reaches 10%. The demand is due to the developed infrastructure of the residential development. Modern developments are equipped with everything necessary for a comfortable stay: sports fields, swimming pools, play areas for kids. Real estate in the residential development with the highest yield for rent is always in demand both among local residents and among those who come to the city for work or on vacation. Therefore, there is no doubt about the return on investment in real estate in residential compounds: it brings a stable profit.

The price of objects directly depends on the area of housing and its type. The penthouses located on the top floor of the building have the highest cost. Studio apartments are more affordable. You can find an option that costs from 300,000 dirhams. The most profitable investments in real estate is in new buildings in Dubai acquired at the construction stage. In some urban districts, a one-bedroom apartment can be bought for 400,000 dirhams. .

Modern technologies allow you to do this remotely. In order to invest in real estate in the new developments of Dubai, you only need to have an idea in which district of the city you would like to buy an apartment. Investments in new buildings are profitable and safe.

Conclusion

With its booming real estate and continued growth, Dubai is becoming an increasingly attractive destination for those looking for a quality lifestyle. The city’s commitment to innovation and development provides its residents with access to one of the most modern and luxurious housing options in the world.

Whether you are a young professional looking for a modern apartment near your workplace, or a family wanting a spacious house with many amenities for themselves and children, apartments in residential complexes of Dubai will definitely meet your needs.

Do you want your floor to be strong, durable, easy to clean and look great? Epoxy floor can be a perfect solution.

An epoxy floor is a floor by Utah Epoxy Company that consists of several layers of epoxy resin applied in a thickness of 1-2 mm.

Epoxy resin is a polymer made up of two components: resin and hardener. When they are mixed, a chemical reaction occurs, as a result of which a solid, durable material is formed. Epoxy floors are so strong and durable that they are used in even the most demanding industrial environments. They are resistant to mechanical and thermal damage, cracks, shock, vibration, movement of people and equipment. Check it out on https://utepoxy.com/.

The service life of epoxy floors is up to 30-40 years. Epoxy floors are easy to clean and maintain and can be installed over existing coatings or used to restore old or worn out concrete.

Photo by Matthew Henry from StockSnap

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